Privacy Policy
CutMyLoan.com (“CutMyLoan”, “we”, “us”, or “our”) respects your privacy and is committed to protecting the personal and financial information you share with us. This Privacy Policy outlines how we collect, use, share, and safeguard your data, along with your rights and choices.
By accessing or using our website, forms, or services, you agree to the terms of this Privacy Policy.
1. Information We Collect
We collect two types of information:
a. Personally Identifiable Information (PII)
Collected when you:
Fill a form on our website (via HubSpot)
Communicate with our advisors (via call Email or WhatsApp)
Subscribe to our services
This includes:
Full Name
Phone Number
Email Address
Financial Data (e.g., existing loan details, credit card debt, EMI history, liabilities)
b. Non-Personal Data
Automatically collected through tools like Google Analytics:
Browser and Device Type
Time Zone and IP Address
Pages Visited
Language Preference
Referring URL
2. How We Collect Data
HubSpot Form: For capturing basic contact details (name, phone, email).
Call/WhatsApp Follow-ups: Advisors collect financial information directly from you during conversations.
Google Analytics: Helps us understand website usage and improve user experience.
3. Use of Your Information
We use your data to:
Provide consultation on debt settlement
Customize solutions based on your financial profile
Communicate via email, phone, or WhatsApp
Send relevant service updates and offers
Improve our website, services, and lead quality
Perform internal analysis and reporting
4. Data Sharing and Disclosure
We do not sell or rent your information to any third party.
We may only share data with:
Credit Bureaus (e.g., CIBIL, Experian) — with your consent, to assess your financial standing
Internal Advisors — bound by confidentiality agreements
Legal Authorities — if required by law, legal process, or for fraud prevention
5. Data Security
Your data security is our top priority:
We use SSL encryption for all transmissions
Client data is stored securely on internal company servers
Only limited and authorized team members have access
Our website is regularly scanned for vulnerabilities
Payment data, if any, is processed through secure third-party gateways (we do not store card data)
6. Data Retention and Deletion Policy
We retain your information only during the course of service.
All personal and financial data is automatically deleted within 90 days (3 months) after your service with CutMyLoan ends.
This ensures your long-term privacy and data protection.
7. Your Rights
You have full control over your data:
Request access to your information
Ask for corrections or deletion
Withdraw consent at any time by writing to us
8. Use of Cookies
We may use cookies and tracking pixels for:
Website analytics
Customization
Retargeted advertising
You can choose to disable cookies from your browser settings.
9. Third-Party Links
Our website may include links to external sites. We are not responsible for the privacy practices of those sites. Please review their respective policies when visiting.
10. Updates to This Policy
We may update this policy periodically. Continued use of our website means you accept the latest version.
11. Contact Us
For any queries, complaints, or data removal requests:
Email: support@cutmyloan.com
Phone: 9211 388 033
Website: https://cutmyloan.com
