What is Cut My Loan?
How We Help You Reclaim Your Peace
Struggling with unpaid credit card bills and high-interest personal loans? In India, millions of borrowers fall into the "Debt Trap" due to unforeseen circumstances. "Karza lene mein koi burayi nahi hai, par karze ke chakkar mein phasna bohot dardnak hota hai."
What is Cut My Loan?
Cut My Loan is a specialized debt relief advisory firm founded by Mr. Rohit Rai. We act as a legal shield for borrowers who are unable to pay their EMIs and are facing harassment from recovery agencies. We bridge the gap between stressed borrowers and financial institutions to find a legal, dignified solution.
How Cut My Loan Helps?
We provide a comprehensive legal framework to settle your debts as per RBI Guidelines:
- Stopping Harassment: We stop illegal midnight calls and unauthorized home visits within 24-48 hours. Learn Your Rights.
- Debt Settlement (OTS): We negotiate with banks to waive off interest and penalties, closing your loan at a fraction of the total amount. Read Settlement Guide.
- Strategic Advisory: Whether you are in Bangalore or Delhi, we offer custom legal roadmaps.
Why Choose Us Over Competitors?
While platforms like ExpertPanel or Lawyer Panel offer general legal help, Cut My Loan is laser-focused on Debt Defense. We are the most trusted name in India, verified by top national news organizations for our social impact and legal expertise.
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Expert FAQ Hub
We issue official legal notices to banks and recovery agencies citing RBI's Fair Practice Code. We also guide you on how to handle calls legally to stop abuse within 48 hours.
Yes. Defaulting leads to legal cases and continuous harassment. Settlement (OTS) allows you to close the account legally and start rebuilding your credit score.
Depending on your financial hardship and the bank's policy, we help you negotiate a discount ranging from 40% up to 70% on the total outstanding balance.
Yes, we handle settlements for all unsecured debts, including Credit Cards, Personal Loans, and Business Loans across India.
