CutMyLoan is a service that helps you negotiate and settle your loan and credit card debts for less than the total owed. It works by reviewing your debts, negotiating with lenders, and providing you with an affordable settlement plan.

Yes, the calculator can be used as a rough estimate for any type of loan or credit card debt, but for detailed advice, consult with your financial advisor or CutMyLoan experts.

The calculator provides an estimate based on typical negotiation results, generally between 30-35% of your total debt depending on missed EMIs. Actual settlements may vary based on lender policies and individual cases.

Absolutely. CutMyLoan follows strict confidentiality protocols and uses secure communication channels to protect your personal and financial information.

Debt settlement can have an impact on your credit score, but CutMyLoan aims to minimize negative effects by ensuring timely negotiation and settlement plans with lenders.

Result times vary, but many users start seeing negotiated offers within a few weeks of submitting their application and financial details.

CutMyLoan charges a transparent fee only after successful settlement. There are no upfront charges or hidden costs.

Yes, CutMyLoan specializes in helping customers who have missed EMIs by negotiating better settlement terms tailored to your situation.

You can start by filling out the "Get Resolution" form on this page, or contact CutMyLoan customer support for personalized guidance.

CutMyLoan covers personal loans, credit card debts, unsecured loans, and other similar consumer debts.